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Custom Employer Benefit Plans


The work world is evolving. We’re transforming health coverage to meet your changing needs. Provincial government health plans do not fully cover the costs of many health care services, leaving you vulnerable.We design, implement and communicate sustainable employee benefits strategies that align with your organization’s values and goals, and positively impact your people and their families.Supplemental health and dental plans can fill those gaps and provide you with the protection you

Protection Planning


Have you ever had a conversation about insurance with someone other than an insurance sales person? What is Life Insurance really for? What is the proper amount to have? We’ll walk you through and help answer these questions and similar ones about long-term care insurance, disability coverage, life insurance, healthcare, flexible spending plans, and liability coverage.  We can help you understand your needs and your coverage options.
We analyze and evaluate your life, disability and long-term care insurance needs and help you determine if you have enough, too much or the right types.

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Segregated Funds


Segregated (or seg) funds are an investment product sold by life insurance companies. They are individual insurance contracts that invest in one or more underlying assets, such as a mutual fund.
Knowing if segregated or insured investing is right for you is complicated! We can help. We specialize in helping YOU organize your financial situation and develop your own unique road map to meet your individual financial goals.

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